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LoansLoan EMI calculator — any loan
Find the monthly EMI, total interest and repayment schedule for a car, gold, education or any other loan.
EMI calculator
Your monthly EMI
₹
%
years
months
%
Monthly EMI–
Total interest–
How it works
- EMI = P × r × (1+r)n ÷ ((1+r)n − 1), where P is the loan, r the monthly rate and n the number of months.
- For a specific loan, use our home loan, personal loan or business loan EMI calculator.
- Education-loan interest can be deducted (old regime, old section 80E) for up to 8 years.
- Click Download PDF report to save your EMI plan with the full month-by-month schedule — ready to share with your bank or family.
Common questions
Does a longer tenure reduce my total cost?
No. A longer tenure lowers the EMI but increases the total interest you pay.
Can I calculate EMI for a car or gold loan?
Yes. Enter the loan amount, rate and period — the formula is the same for any loan with equal monthly instalments.
Can I save the EMI plan as a PDF?
Yes. Click "Download PDF report" for a PDF with the month-by-month schedule.
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